With the credit crunch times have got tough for a lot of people, with ever higher borrowing costs the only option for some home owners is to hand back their keys and find somewhere to rent. But there are some alternatives out there. One solution is to find a buyer for a sell and rent back service. What these guys do is buy your property and then rent it back to you. They take on all your mortgage debts and the headache of future interest rates and property prices, you just pay the rent. Now this isn’t an option that works for everyone but it sure can help those who would otherwise lose their home.